Mississippi Property & Casualty Practice Exam 2026 – Comprehensive Prep Guide

In Mississippi, Part D refers to the coverage provided for transportation expenses while a vehicle is being repaired due to a covered loss. The amounts for daily maximum payments for rental expenses during repairs are set within the policy guidelines.

The correct answer, which states a daily maximum payment of $14, is based on the established standards in policies that often specify transportation expense coverage to limit the cost incurred by the insured while their vehicle is not operational. This covers expenses such as rental car costs or public transport fares incurred as a direct result of the vehicle being off the road for repairs related to a covered claim.

Understanding the limits set in different insurance policies is crucial, as they can differ by state and provider. This limits how much an insured can claim daily for transportation expenses and reinforces the importance of reviewing one's individual policy details to be fully aware of the coverage amounts available.