Mississippi Property & Casualty Practice Exam 2025 – Comprehensive Prep Guide

In a personal injury liability claim, the focus is on harm caused by actions that lead to physical or psychological injury to an individual. Personal injury claims often arise from intentional torts, negligence, or strict liability.

Defamation refers to false statements that can harm a person's reputation and is considered a personal injury claim because it causes psychological harm and emotional distress. Invasion of privacy involves intruding upon a person's private life and can lead to emotional damage, also fitting within the realm of personal injury. False arrest involves unlawfully detaining someone against their will, which can cause emotional and psychological harm, making it a valid personal injury claim as well.

Conversely, a car accident injury generally falls under the category of bodily injury liability, which involves physical harm due to negligence in operating a vehicle. While it is indeed a serious matter often involving claims for damages, it is primarily centered on physical injuries and lacks the emotional or reputational damage aspect typically associated with personal injury claims. Therefore, a car accident injury would not be included in a personal injury liability claim in the same way that the other options would.